PCIP Insurance

The Pre-Existing Condition Insurance Plan

You must be a U.S. citizen, have been denied health coverage because of a pre-existing condition, and have had no health insurance for the last 6 months. PCIP provides primary and specialty care, hospital care, and prescription drugs. There is no income requirement. If you would like to complete a same day application, click here.

Required Documents PCIP

  • A letter from a doctor, physician assistant, or nurse practitioner dated within the past 12 months stating that you have or had a medical condition, disability, or illness. This letter must include your name and medical condition, disability, or illness and the name, license number, state of licensure, and signature of the doctor, physician assistant, or nurse practitioner.
  • A denial letter from an insurance company licensed in your state for individual insurance coverage (not health insurance offered through a job) that is dated within the past 12 months. Or, you may provide a letter dated in the past 12 months from an insurance agent or broker licensed in your state that shows you aren’t eligible for individual insurance coverage from one or more insurance companies because of your medical condition.

Federally-Funded Health Centers

If you do not qualify for Medicaid, CHIP or PCIP, we recommend using Federally-funded health centers for your family's preventive and primary care. Federally Qualified Health Centers (FQHC's) provide health care services to uninsured families and individuals in all 50 states.