Healthy Families Exchange
The Healthy Families Exchange helps coordinate enrollment between Medicaid and Medicare, the Children's Health Insurance Program (CHIP), the Pre-Existing Condition Insurance Plan (PCIP), and private health insurance.
Children's Health Insurance Program for Children under 19
Health, dental, and vision insurance is available to children under the age of nineteen (19) through the Children's Health Insurance Program (CHIP). Eligibility is based on family size and gross monthly income and is offered in all 50 states.
Children's Health Insurance Program for Children over 19
Health insurance for parents and children over the age of nineteen (19) is not available through the Children's Health Insurance Program (CHIP). Low-income adults may be eligible for Medicaid, a federal-state health insurance program.
Children's Health Insurance Program and Medicaid
Federal law prohibits the Children's Health Insurance Program (CHIP) from providing coverage to children who are eligible for no-cost Medicaid. As part of the eligibility process, your child's application will be screened for Medicaid eligibility.
The Pre-Existing Condition Insurance Plan
You must be a U.S. citizen, have been denied health coverage because of a pre-existing condition, and have had no health insurance for the last 6 months. PCIP provides primary and specialty care, hospital services, and prescription drugs.
Federally Qualified Health Centers
If you do not qualify for Medicaid, CHIP or PCIP, we recommend using Federally-funded health centers for your family's preventive and primary care. FQHC's provide services to uninsured or underserved populations in all 50 states.
Small Business Group Health Insurance and Tax Credits
Information is available on small group health insurance, the new small business health insurance tax credit, and submitting a profit and loss statement to qualify children for the Children's Health Insurance Program (CHIP) and Medicaid.
Medicare Eligibility and Enrollment
Medicare, a health insurance program for seniors over the age of 65 and individuals under 65 with certain disabilities, includes Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage Plans), and Part D (Prescription Drug Coverage).
Premium Tax Credits
In 2014, premium tax credits will help Americans with incomes up to four times the federal poverty level ($88,200 for a family of four in 2010) afford health insurance. The average health insurance tax credit will be $5000 per year.